Finance Payment Plan

At Vashi.com, you can pay for your jewellery purchase with V12 Retail Finance. In short, you can spread your payments to maximise your budget, choosing the duration and deposit value that suits you. The V12 Finance plan is only offered on products up to £15,000. On each product page, you will be informed if V12 Finance is available on that particular item.

Vashi.com does not offer an interest free payment plan; V12 Finance is offered at 15.9% APR representative.

Vashi.com are authorised and regulated by the Financial Conduct Authority. V12 Finance is provided subject to age (customers must be over 18) and status (customers will be credit checked). Applications from students and the unemployed will not be considered.

Please note, once you have successfully applied for credit, full T&Cs for finance agreements will be provided by V12 Finance and not Vashi.com. In the event of being refused V12 Finance, please refer to V12 Finance www.v12personalfinance.com and not Vashi.com. You can contact V12 Finance on 02920 468900 or email customerservices@v12finance.com.

Please direct further queries about the Finance Payment Option to V12 Finance.

Customer Satisfaction

Award wins and ‘Excellent’ rating on Trusted Shops

Our range of payment options offer customers service excellence, with the ability to choose exactly what suits them at the moment of purchase. Pay your way, whether now or later.

Mrs Black, who purchased Vashi 1 Carat 18k Yellow Gold Stud Diamond Earrings via PayPal, stated: 
“Vashi’s checkout system is a joy to use. There are helpful pointers along the way, which worked brilliantly on my Tablet, and I made a secure transaction using my preferred option, PayPal. I think Vashi.com is one of the safest and easiest retail sites to use.”

When buying a Round Cut 0.33 18k White Gold Diamond Engagement Ring, Mr Mensah chose to spread his payments with monthly fees using our V12 Finance Payment Plan: 
“I was in a position where I wanted to increase payment time to maximise my budget as I’d found the ring on my fiancé’s dreams but didn’t want to pay a lump sum upfront. The total amount payable was made clear from the start and the site is very helpful with regards to information and security guarantees. The whole process was swift and safe.”